Select Currency
Translate this page


Format: MS WORD  |  Chapter: 1-5  |  Pages: 92  |  2405 Users found this project useful  |  Price NGN3,000




Decision making is not the core of every investment activity.  A decision is a choice between two or more alternatives.  The implementation of meaningful decision gives way for achievement of investment goals and objectives while implementation of wrong decision positively give rise to investment failure. The ultimate objectives for investment are profit maximization and growth thus it becomes necessary that capital decision have to be made and implemented so as to achieve the aforementioned objectives. For a meaningful decision that will be used in these objective for an investment to be made available, analysed and studied and through what is derived, decision is made and implemented wither for action, execution or corrective measures where necessary. One of the important information needed about investment is concerned with financial aspect and the record that contains the financial aspect of an investment is what is referred to as analysis of financial statement referred to as analysis of financial statement analysis.
According to financial statement analysis and interpretation for alert investors by C. Chinelo Ikoku, financial statement components are as follows:
1.      The chairman board of directors report
2.      The auditor’s report
3.      Graphs and figures.
4.      Table of accounting date.
Financial analysis via ratios hence it is sometimes referred to as ratio analysis or accounting ratios analysis interpreting investigation into financial statement.  The ratios derived from financial statements are used in three different ways namely:
1.      Structural analysis
2.      Time series analysis
3.      Gross sectional analysis. For investment executions, decision such as buy, certain or sell are necessary. 
Equally, decision for evaluating management performance, as well as current and future level of risk and profitability is all important.  Meaningful decision in all the above mentioned areas will help for a good choice among available portfolio of assets, dividend yield, total return as well as liquidity. In this project study, concentration will be based on such financial ratio as:
a.      Profitability ratio
b.      Liquidity ratio
c.      Asset management ratio
d.      Market value ratio  
Many investors are know to have entered into investment ventures without property understanding such investment opportunity, thus making and implementing wrong decision thereby ending up in folding up when the  going proved impossible.  At times when the investment activities go on, the aim for such action not realized. Investment failures have equally been identified with poor management, which arises as a result of mobility of the management of such investment firms in making meaningful decisions required for such investment opportunity.          
Many investment are carried out without emphasis laid on those investments that would generate profitable returns in the future, the risk involved and the benefits to be derived if embarked upon given the scare financial resources and the resultant effect of failure.  Such set back is the life of an investor and in the case of investment firms, liquidation. All the above stated problem arises as  a result of wrong decision making hence, this study will therefore, identify the means through which meaningful decision can be derived as to enhances the changes available for investment entities or firms through analyzing information concerning such investment opportunities.  
Investment failures have been identified with poor managerial and investors decision approach, which arises as a result of poor knowledge  about an investment as to help in making meaningful decisions for investment purpose and realization of goals.
This study intends to find out the following:
1.      How analysis of financial statement can help in making meaningful decision, which will enhance investment structure and goal realization
2.      To ascertain the different decision bench marks employed by investment
3.      To demonstrate the interpretation of computed ratios.
Investment failure has been so pronounced in the recent times.  In the process, capitals are lost and set backs experienced as a result of low return to stockholders and in some cases complete liquidation.  In this study therefore, the researcher intends to find out how analysis of financial statements will aid in making meaningful decision that will enhance investment chances in realizing objectives to convert loss of capita and set backs experiences or total liquidation.  
The dimension that this research will cover will be based on the following questions, which will help in increasing an insight into the problems under investigation.
1.      To investment failure arise from implementing wrong decision?
2.      Does poor decision implementation cripple investment grail actualization?
3.      Are decision derived from analyzing financial statements?
4.      Does poor management arise from inability to evaluate or analyzed investment opportunities?
5.      To what extent are decisions derived from financial statement relied?
6.      To what extent is decision derived from analysis of financial statement used?
7.      How does investment firms make their decision?
8.      Do investment proposals require analysis or evaluation to be made on them?  
1. HO:         Using analysis of statement while making investment decision will not very significantly with the probability of the investment.    
Hi: Using analysis of statement white making investment decision will vary significantly with the probability of the investment  
2. HO: There is no significant relationship between investment decision and analysis of financial statements.     
Hi:  There is significant relationship between investment decision and analysis of financial statements.
3. HO: There is no significant relationship between investment decision and investment profitability.     
Hi:  There is significant relationship between investment decision and investment profitability  
It is hope of the researcher that the findings and recommendations of this project work will be of great importance to many interested persons.  The significance of the study will include the following.
a.     It will serve useful purpose to investors, the importance of making meaningful investment decisions through analyzing financial statement of an investment at any point in time,.
b.     To create in investors the awareness of the risk associated with a particular investment as it can be revealed through analysis of financial statements of such investment thus celling for proper decision making
c.      Expose investors to the benefit derived in making meaningful decision among alternatives that will be of goal outcome for an investment
d.     To expose investors to awareness on how the set backs and bitter experienced witnessed from investment failure can be totally eradicated through implementation of meaningful decision  
This research work will be conducted among selected investment firms in Enugu state.  The localization of the study is informed by the financial constraints on the part of the researcher.  The study has also been subjected to time constants because  it was carried out single handedly by the researcher.   Bureaucracy as practiced by the firms and dearth of relevant information constituted impediment and limitations in themselves.    
To enhance a proper understanding of this research work, the following technical terms have been defined.  
There is a deliberate though process that leads to the taking of action.  Decision making is used essential in execution of both long and short term plans.  Relevant information for decision making must be expressed in forms of financial or quantitative analysis in order that a rational choice can be made.
This is records that contains financial reports of an investment or business entity.
It is ratio that can be calculated form an investment financial statements which enhance our understanding financial statements which enhance our understanding of investment financial performance and position    
They measure the ability of the firm to meet its obligations as they become due.  The liquidity ratios by establishing a relationship between cash and other current assets to current obligations provide a quick measure of liquidity.  An excess liquidity will result in bad credit raking and loss of confidence by creditors.  
This is computed by dividing current assets by current liabilities current assets include cash marketable securities, accounts receivables and inventories.  Current liability consist of accounts payable, notes payable, accrued income and taxes short-term loans etc.  
Leverage ratios measure the funds supplied by the owners of the business as compared to the finance provided by the firms creditors.  As a general rule, there should be an appropriated mix of debt and equity in financing the firm’s assets.  From the creditor’s point of view, a higher incidence of owner financing is desirable because investors look to firms equity stock for security in the event of liquidation.  On the part of the owners of the firm, a higher incidence of creditor financing is desirable.  If borrowed funds can be used by the business to generate earnings in excess of interest charges on those funds, then borrowing has benefited the owners.          
Leverage is approached in two ways.  One approach examines balance sheet ratios and determines the extent to which borrowed funds have been used to finance the firm.  The other measures the risk of debt by income statement ratios designed to determine the number of time fixed charges are covered by operating profits.  Firms with low leverage ratios have less risk of loss when the economy is in a down turn, but they have lower expected returns when the economy booms. Conversely, firms with high leverage ratios run the risk of large losses but also have a chance gaining high profit.  
This is a measure of the relative claims of creditors and owners against the firms assets.  The ratio considers both current liabilities and non current liabilities in the numerator.  The stake of the owners in the business vis-à-vis that of creditors must take control of the business with high sense of responsibility.  
It  measures the degree to which earnings can decline without resultant financial problem to the firm because of its inability to meet interest cost.  
These ratios are employed to evaluate the efficiency with which the firm manages and utilizes its assets.  The activity ratios involve a relationship between sales and various assets.  A proper balance between sales and assets generally reflects that assets are managed very efficiently.  
It measures the capacity with which total assets are utilized to generate the firms turnover.  It is calculated by dividing sales by total assets.


Not What You Are Looking For?

For Quick Help Chat with Us Now!

+234 814 010 7220

+233 54 135 1187

Here's what our amazing customers are saying

Emmanuel Essential
Kogi state University
I actually took the risk,you know first time stuff But i was suprised i received as requested. I love you guys 🌟 🌟 🌟 🌟
Very Good
Azeez Abiodun
Moshood Abiola polytechnic
I actually googled and saw about iproject master, copied the number and contacted them through WhatsApp to ask for the availability of the material and to my luck they have it. So there was a delay with the project due to the covid19 pandemic. I was really scared before making the payment cause I’ve been scammed twice, they attended so well to me and that made me trust the process and made the payment and provided them with proof, I got my material in less than 10minutes
Very Good
Gbadamosi Solomon Oluwabunmi
Swift delivery within 9 minutes of payment. Thank you project master
Ajayi Crowther University, Oyo
I was scared at first when I saw your website but I decided to risk my last 3k and surprisingly I got my complete project in my email box instantly. This is so nice!!!
Ahmadu Bello University
I wish I knew you guys when I wrote my first degree project, it took so much time and effort then. Now, with just a click of a button, I got my complete project in less than 15 minutes. You guys are too amazing!
Temitayo Ayodele
Obafemi Awolowo University
My friend told me about iprojectmaster website, I doubted her until I saw her download her full project instantly, I tried mine too and got it instantly, right now, am telling everyone in my school about, no one has to suffer any more writing their project. Thank you for making life easy for me and my fellow students... Keep up the good work
Very Good
Stancy M
Abia State University, Uturu
I did not see my project topic on your website so I decided to call your customer care number, the attention I got was epic! I got help from the beginning to the end of my project in just 3 days, they even taught me how to defend my project and I got a 'B' at the end. Thank you so much iprojectmaster, infact, I owe my graduating well today to you guys...
Ibrahim Muhammad Muhammad
Usmanu danfodiyo university, sokoto
It's a site that give researcher student's to gain access work,easier,affordable and understandable. I appreciate the iproject master teams for making my project work fast and available .I will surely,recommend this site to my friends.thanks a lot..!
Dau Mohammed Kabiru
Kaduna State College of Education Gidan Waya
This is my first time..Your service is superb. But because I was pressed for time, I became jittery when I did not receive feedbackd. I will do more business with you and I will recommend you to my friends. Thank you.
Very Good
Joseph M. Yohanna
Thanks a lot, am really grateful and will surely tell my friends about your website.


  • Select 3 Project Topics of your choice from your Department.
  • Submit the 3 topics to your Supervisor for Approval.
  • Call Our Instant Help Desk on +234 814 010 7220 and Get Your Complete Project Material Instantly.
  • All project materials on this website are well researched by professionals with high level of professionalism.


How do i choose a Project Topic?

Look for your department and select any topic of your choice

I have a fresh topic that is not on your website. How do I go about it?

How fast can i get a complete project from your website?

Within 15 minutes if the exact project topic is on our website

Is it a complete research project or just materials?

It is a Complete Research Project i.e Chapters 1-5, Abstract, Table of Contents, Full References, Questionnaires / Secondary Data

One of your topics suites my project, but the case study is different. What do i do?

Call Our Instant Help Desk Now: +234 814 010 7220 and you will be responded to immediately

How do i get my complete project?

Your Complete Project Material will be sent to your Email Address in Ms Word document format

Can I get my Complete Project through WhatsApp?

Yes! We can send your Complete Research Project to your WhatsApp Number

What if my Project Supervisor made some changes to a topic i picked from your website?

Call Our Instant Help Desk Now: +234 814 010 7220 and you will be responded to immediately

Do you assist students with Assignment and Project Proposal?

Yes! Call Our Instant Help Desk Now: +234 814 010 7220 and you will be responded to immediately

What if i do not have any project topic idea at all?

Smiles! We've Got You Covered. Chat with us on WhatsApp Now to Get Instant Help: +234 814 010 7220

How can i trust this site?

We are well aware of fraudulent activities that have been happening on the internet. It is regrettable, but hopefully declining. However, we wish to reinstate to our esteemed clients that we are genuine and duly registered with the Corporate Affairs Commission as "PRIMEDGE TECHNOLOGY". This site runs on Secure Sockets Layer (SSL), therefore all transactions on this site are HIGHLY secure and safe!