Select Currency
Translate this page


Format: MS WORD  |  Chapter: 1-5  |  Pages: 75  |  374 Users found this project useful  |  Price NGN3,000







A community bank in Nigeria is self-sustaining financial institution owned and managed within a community to provide financial services to that community. The national board for community banks (NBCB) processes applications for the establishment of community banks. The first community bank commenced operation in December 2000 since then NBCB has issued provisional license to 1, 366 community bank and are expected to be issued final licenses by the CBN after operating for two years. As at the end of December, 2002 there were 90 licensed insured banks, 282 licensed community banks 74 licensed primary mortgage institutions and 6 development financial institutions (DFLS). All these institutions (within the exception of DFLS) take deposit from members of the public in one form or the other. However, for all purpose, the universal banks constitute the hub of the banking and in fact, the financial services industry. The community banks are unit banks by design and expected to focus on small savers in their host community. The rural areas almost 75% of Nigeria contributed substantially about 92% of the nations agriculture products knowing well of this visible and immeasurable contribution the rural dwellers who are predominantly farmers are denied of any government support in terms of increased institutionalization of agricultural credit, concessionary interest rate policy, flexible condition on borrowing incentive to farmers, decentralization of institutional agencies, improved credit system, great reliability in supply of agricultural credit, negative action against defaulting credit institution.

From the above, this research will be carried out under an investigative analysis on what reform the federal government is enunciating the community banking programmes in the rural community which will be followed by an identification of all allied strategies and their relevance to the revamping of the dwindled rural economy in the face of the deregulation of the Nigerian economy. It is necessary to study how the non institutional financial sector complements the current development strategies. This study also intend to evaluate the challenges inherent in the operations of the community banking.   


Despite the recognition given to grass root operators by the government through the establishment of the community banking programmes it appears that such gestures is yet to be accepted by the rural operators. And on the other hand, informal financial sector has not received any support even when it clamors for such obviously because of the emergence of the problems ridden development strategies or programmes. Some people have jointly expressed their view over the government reckless neglect of the informal financial institution. The institutions are consistently starved of funds and it limits the scale of economic activities. It can support and it is equally believed that inadequate liquidity and difficulty in identifying the structure of interest rates are some of the problems facing the institution.

Gain (1991) holds that the establishment of development programmes aimed at rejuvenating from it limbo, the rural sectors by the stampeded Babangida’s administration is nothing but a ruse to hood work and mislead the innocent, the aggrieved and the oppressed. According to Solarin, community banking is a window dressing that lack substance. The he seriously believed that the programmes were more conceptual expression existing only in the contemplation of government imagination. 


Among the objectives of this study are:

a.  To appraise the community baking in the development of Nigeria economy in Auchi community bank.

b.     To suggest ways of improving on community banking in the study area.

c.    To find out if the financial need of the rural operations are adequately catered for.

d.     To know how the record priorities in terms of investment activities. 


This study will be guided by the following:

a.     What are the services your bank provides for Auchi area?

b.     What are the problems of community rural banking in the area?

c.      How does your bank facile these problems?  


This study will be of importance to the community banks because it will enable community banks to adjust their credit delivery system to match the environment situation and circumstance of the rural operations. The study will be useful to government and the credit seekers because it will enable government to create a new orientation and initiate measures to sanities the operations of the existing programmes and then express credit seeker to many source of short term fiancés.  Finally the study will help future researchers as in areas of seeking information.


The study was the impact of community banking on the economy of Nigeria: a case study of Auchi community bank, Auchi. The study among other things covers the antecedent to community banking, nature and characteristics of the informal savings pattern. The study also covers the expected roles of community banks to rural development, the emerging peculiarities and the complementary of community banks with informal units.


Bank: It is an organization offering financial services, especially the safe keeping of money.

Banking: Banking is the business of accepting deposits and lending money to customers. It is a trade like other business concerns because it has customers which are transacts business.

Community: A community “sentiment area” with emphasis upon affective interrelationship or it is a group of any size whose member’s ahs a consciousness of living a common life and sharing common destiny.

Development: Development can be seen as a change from one state to another to the extent that the new state is different from the formal in terms of developing.


Not What You Are Looking For?

For Quick Help Chat with Us Now!

+234 813 292 6373

+233 541 351 187

Here's what our amazing customers are saying

Emmanuel Essential
Kogi state University
I actually took the risk,you know first time stuff But i was suprised i received as requested. I love you guys 🌟 🌟 🌟 🌟
Very Good
Azeez Abiodun
Moshood Abiola polytechnic
I actually googled and saw about iproject master, copied the number and contacted them through WhatsApp to ask for the availability of the material and to my luck they have it. So there was a delay with the project due to the covid19 pandemic. I was really scared before making the payment cause I’ve been scammed twice, they attended so well to me and that made me trust the process and made the payment and provided them with proof, I got my material in less than 10minutes
Very Good
Gbadamosi Solomon Oluwabunmi
Swift delivery within 9 minutes of payment. Thank you project master
Ajayi Crowther University, Oyo
I was scared at first when I saw your website but I decided to risk my last 3k and surprisingly I got my complete project in my email box instantly. This is so nice!!!
Ahmadu Bello University
I wish I knew you guys when I wrote my first degree project, it took so much time and effort then. Now, with just a click of a button, I got my complete project in less than 15 minutes. You guys are too amazing!
Temitayo Ayodele
Obafemi Awolowo University
My friend told me about iprojectmaster website, I doubted her until I saw her download her full project instantly, I tried mine too and got it instantly, right now, am telling everyone in my school about, no one has to suffer any more writing their project. Thank you for making life easy for me and my fellow students... Keep up the good work
Very Good
Stancy M
Abia State University, Uturu
I did not see my project topic on your website so I decided to call your customer care number, the attention I got was epic! I got help from the beginning to the end of my project in just 3 days, they even taught me how to defend my project and I got a 'B' at the end. Thank you so much iprojectmaster, infact, I owe my graduating well today to you guys...
Ibrahim Muhammad Muhammad
Usmanu danfodiyo university, sokoto
It's a site that give researcher student's to gain access work,easier,affordable and understandable. I appreciate the iproject master teams for making my project work fast and available .I will surely,recommend this site to my friends.thanks a lot..!
Dau Mohammed Kabiru
Kaduna State College of Education Gidan Waya
This is my first time..Your service is superb. But because I was pressed for time, I became jittery when I did not receive feedbackd. I will do more business with you and I will recommend you to my friends. Thank you.
Very Good
Joseph M. Yohanna
Thanks a lot, am really grateful and will surely tell my friends about your website.


  • Select 3 Project Topics of your choice from your Department.
  • Submit the 3 topics to your Supervisor for Approval.
  • Call Our Instant Help Desk on 0813-292-6373 and Get Your Complete Project Material Instantly.
  • All project materials on this website are well researched by professionals with high level of professionalism.


How do i choose a Project Topic?

Look for your department and select any topic of your choice

I have a fresh topic that is not on your website. How do I go about it?

How fast can i get a complete project from your website?

Within 15 minutes if the exact project topic is on our website

Is it a complete research project or just materials?

It is a Complete Research Project i.e Chapters 1-5, Abstract, Table of Contents, Full References, Questionnaires / Secondary Data

One of your topics suites my project, but the case study is different. What do i do?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

How do i get my complete project?

Your Complete Project Material will be sent to your Email Address in Ms Word document format

Can I get my Complete Project through WhatsApp?

Yes! We can send your Complete Research Project to your WhatsApp Number

What if my Project Supervisor made some changes to a topic i picked from your website?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

Do you assist students with Assignment and Project Proposal?

Yes! Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

What if i do not have any project topic idea at all?

Smiles! We've Got You Covered. Chat with us on WhatsApp Now to Get Instant Help: (+234) 813-292-6373

How can i trust this site?

We are well aware of fraudulent activities that have been happening on the internet. It is regrettable, but hopefully declining. However, we wish to reinstate to our esteemed clients that we are genuine and duly registered with the Corporate Affairs Commission as "PRIMEDGE TECHNOLOGY". This site runs on Secure Sockets Layer (SSL), therefore all transactions on this site are HIGHLY secure and safe!