Select Currency
Translate this page


Format: MS WORD  |  Chapter: 1-5  |  Pages: 77  |  834 Users found this project useful  |  Price NGN3,000





Treasury function emerged as a result of the sophistication of banks. After the recapitalisation of banks capital to N25 billion in 31 December, 2005 due to increasing competition, Banks have initiated a lots of product to enhance their treasury function, knowing that treasury product which is an important aspect of banking activities especially as Banks operate at the short end of the financial market known as money market. Indeed treasury function is a critical tool for controlling liquidity. Interest rate and off balance-sheet risks, loans deposits, borrowed fund pricing and the execution of assets and liability management policies.

Management of bank treasury comprises fund acquisition, investment in marketable securities, hedging and the management of the bank’s reserve account at the central bank. for a bank to be remain profitable and also be able to manage their liquidity position, such bank should develop treasury management strategies needed to compete with other banks in the industries, they should also develop and market new treasury product which will enhance their liquidity and profitability position.

Banks when trying to manage its treasure products faced many challenges which may come from customer when deciding on going to the other bank that they can understand their treasury product or collect prime interest rate. Another challenges may be from the regulatory authorities (CBN) by trying to regulate the liquidity position of commercial bank initial new policy guidelines which all banks must comply with. These and other are the are which the researcher will cover in the conduct of this research work.


1.    The treasury management and inadequate liquidity has recorded some initial failure on Banks.

2.    The evolve of Union Bank Plc to make phenomenal profit, by making them to be careless or resources utilization and particularly their treasure management.

3.    The inadequacy for the management strategies holding by banks.

4.    The inability of the Union Bank Plc and UBA Bank Plc to fulfil both its short and long term obligation, it is based on the management of liquidity.  


The under-listed point generally make up the objectives of the study, they are as follows:

a.   To investigate the various techniques it treasury management in UBA Plc and Union Bank Plc and also identify peculiar problems in the management of treasury products.

b.   To find out, it the banks have initiated new strategies in marketing and management of their treasury products.

c.   To find out the challenges encountered by banks in managing their treasury.

d.   To find out how the banks are monitored and supervised on CBN general policy guidelines.  


The research question for this work is stated below:

1.  Can management of bank treasury be a critical tool for controlling it’s liquidity?

2.  Does management of the bank’s reserve account at CBN means managing the bank’s balances in required reserve account?

3.  Can marketing of bank treasury product be an important aspect of banking activities?

4.  Is new products developments the basic funding strategies in banking?

5.  Can management of bank treasury help in economic development?  



Ho: There is no relationship between the commercial bank total assist and her level of profitability.

HA:  There is relationship between the commercial bank total asset and her level of profitability.  


Ho: There is no significant relationship between a treasury management and bank investment.

HA:  Thee is significant relationship between a treasury management and bank investment.   


Treasury function which is the critical tools used by Banks to manage their liquidity position, will help the banks to be able to know the new strategies used by their competitors to manage their treasure products. It will also help the regulatory authority (CBN) to regulate the monetary policy thereby enhancing economic development. Academically, it will be one of the sources through which student and or researcher would understand the difference forms of treasury, products, the strategies used by banks to manage their treasury effectively and efficiently, and also help them to do more research work on management of bank treasury.


The researcher intends to know how the banking industry management their treasury function because treasury management which is know as the critical tool used by banks to management their liquidity position. By knowing when to invest short, medium or long – term and also the amount of cash to reserve in their vault. In carrying out this research work, the researcher will specialize in two Banks i.e. Union Plc and UBA Plc as areas covered in this research work, which the finding, conclusion and recommendation will cover the entire system.


One of the major limitation is time constraint since the project is expected to be completed within a short period of month. Another limitation is lack of statistical data and literature to review for the project work financially constraints is also one of the limitations.  Furthermore, because of oath of secrecy sworn by the bank officials and fear of divulging vital information to their competitors, some staff members of Union bank and UBA Plc found it difficult to release necessary information for this work. This did not , in any way affect the validity and reliability of this project because the researcher painskakingly ensure that all relevant fact on ground were investigated.


1. Analysis: To study in detail by breaking it down into various parts, to submit s to certain test order to identify its constituents to break up into its simplest element.

2. Bank: This is a financial institutions that provides banking service.

3. Control: A credit policy package should have in build monitoring device for comparing the actual result with the policy guidelines. This can be achieved by specifying a number of commercial returns to be rendered periodically.

4. Comparative: Having to do with comparison or comparing what is similar and different in two or more branches of knowledge measured or judged by company.

5. Hypothesis: This is an assumption, which the person carrying out an investigation on a particular to made ahead of time, before embarking on the investigation. The hypothesis could be negative or alternative (positive) hypothesis.

6. Management: This simply means getting things done through other people.

7. Policy Guideline: This is the totality of the rules, procedures and processes, which the management and bank adopts to guide them in their duties.

8. Target Market: This refers to care customers of the bank.

9. Loan: A loan is a credit facility extended by one party (Lender) to another party (borrower), subjected to specific terms and condition agreed to both parties.


Not What You Are Looking For?

For Quick Help Chat with Us Now!

+234 813 292 6373

+233 541 351 187

Here's what our amazing customers are saying

Emmanuel Essential
Kogi state University
I actually took the risk,you know first time stuff But i was suprised i received as requested. I love you guys 🌟 🌟 🌟 🌟
Very Good
Azeez Abiodun
Moshood Abiola polytechnic
I actually googled and saw about iproject master, copied the number and contacted them through WhatsApp to ask for the availability of the material and to my luck they have it. So there was a delay with the project due to the covid19 pandemic. I was really scared before making the payment cause I’ve been scammed twice, they attended so well to me and that made me trust the process and made the payment and provided them with proof, I got my material in less than 10minutes
Very Good
Gbadamosi Solomon Oluwabunmi
Swift delivery within 9 minutes of payment. Thank you project master
Ajayi Crowther University, Oyo
I was scared at first when I saw your website but I decided to risk my last 3k and surprisingly I got my complete project in my email box instantly. This is so nice!!!
Ahmadu Bello University
I wish I knew you guys when I wrote my first degree project, it took so much time and effort then. Now, with just a click of a button, I got my complete project in less than 15 minutes. You guys are too amazing!
Temitayo Ayodele
Obafemi Awolowo University
My friend told me about iprojectmaster website, I doubted her until I saw her download her full project instantly, I tried mine too and got it instantly, right now, am telling everyone in my school about, no one has to suffer any more writing their project. Thank you for making life easy for me and my fellow students... Keep up the good work
Very Good
Stancy M
Abia State University, Uturu
I did not see my project topic on your website so I decided to call your customer care number, the attention I got was epic! I got help from the beginning to the end of my project in just 3 days, they even taught me how to defend my project and I got a 'B' at the end. Thank you so much iprojectmaster, infact, I owe my graduating well today to you guys...
Ibrahim Muhammad Muhammad
Usmanu danfodiyo university, sokoto
It's a site that give researcher student's to gain access work,easier,affordable and understandable. I appreciate the iproject master teams for making my project work fast and available .I will surely,recommend this site to my friends.thanks a lot..!
Dau Mohammed Kabiru
Kaduna State College of Education Gidan Waya
This is my first time..Your service is superb. But because I was pressed for time, I became jittery when I did not receive feedbackd. I will do more business with you and I will recommend you to my friends. Thank you.
Very Good
Joseph M. Yohanna
Thanks a lot, am really grateful and will surely tell my friends about your website.


  • Select 3 Project Topics of your choice from your Department.
  • Submit the 3 topics to your Supervisor for Approval.
  • Call Our Instant Help Desk on 0813-292-6373 and Get Your Complete Project Material Instantly.
  • All project materials on this website are well researched by professionals with high level of professionalism.


How do i choose a Project Topic?

Look for your department and select any topic of your choice

I have a fresh topic that is not on your website. How do I go about it?

How fast can i get a complete project from your website?

Within 15 minutes if the exact project topic is on our website

Is it a complete research project or just materials?

It is a Complete Research Project i.e Chapters 1-5, Abstract, Table of Contents, Full References, Questionnaires / Secondary Data

One of your topics suites my project, but the case study is different. What do i do?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

How do i get my complete project?

Your Complete Project Material will be sent to your Email Address in Ms Word document format

Can I get my Complete Project through WhatsApp?

Yes! We can send your Complete Research Project to your WhatsApp Number

What if my Project Supervisor made some changes to a topic i picked from your website?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

Do you assist students with Assignment and Project Proposal?

Yes! Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

What if i do not have any project topic idea at all?

Smiles! We've Got You Covered. Chat with us on WhatsApp Now to Get Instant Help: (+234) 813-292-6373

How can i trust this site?

We are well aware of fraudulent activities that have been happening on the internet. It is regrettable, but hopefully declining. However, we wish to reinstate to our esteemed clients that we are genuine and duly registered with the Corporate Affairs Commission as "PRIMEDGE TECHNOLOGY". This site runs on Secure Sockets Layer (SSL), therefore all transactions on this site are HIGHLY secure and safe!