Select Currency
Translate this page

THE IMPACT OF CORPORATE FINANCE SERVICES ON BANK’S PROFITABILITY

Format: MS WORD  |  Chapter: 1-5  |  Pages: 75  |  974 Users found this project useful  |  Price NGN3,000

GET THE COMPLETE PROJECT

THE IMPACT OF CORPORATE FINANCE SERVICES ON BANK’S PROFITABILITY

 

ABSTRACT

This study review the corporate finance services as obtained in the Nigeria banking business. The major corporate finance discussed ranges from the capital market services, under which management of capital equity issue, marketing, packaging, advisory services were discussed. Add to other corporate finance services such as loan syndication, venture capital, merger and acquisition were discussed. The global perspective was used to measure the extent of development of such services and the performance of bank to determine its profitability in Nigeria universal bank as a case study. At FBN plc the following corporate finance services are seen to be in operation; project financing, capital market services, advisory service. The rates of fees chargeable were not analyzed since we could not get the transaction with corporate customers. Also the possibility of enhancing income generation and capital base transaction to the corporate customers. Finally, it is clear that a lot still need to be done in areas of innovation and regulatory requirement before banks carefully reap the benefit of corporate finance services.  

 

CHAPTER ONE

INTRODUCTION

With the deregulation of the economy and the emergence of several government regulations, the traditional role of Universal Bank as providing short term finance has undergone an economic metamorphosis resulting in the granting of license by Nigeria Stock Exchange to universal bank to participate to a greater extent or length in the capital market. And these enhance banks to go into various capital project financing through their corporate finance unit thereby erecting more profit or revenue generation.

1.1  BACKGROUND TO THE PROBLEM

The deregulation and liberalization of the banking industry in 2004 has changed the industry landscape in many aspect, prominent among the changes are: -

- Decrease in the number of banks

-Specialization in banking industry and non-bank financial institution, discount house, finance house and micro finance.

- Automation in banking industry, computerization and technology enhancement.

- Raising of minimum paid up capital to N25 billion for both universal and Merchant banks.  

The highlighted changes among other gave N25 billion paid-up capital for a degree completion resulting in innovation and product development or service development. A number of banks had been forced to patronize the capital market to source for fund in form of capital. Thus, the current wave of development of new service product become a reaction by bankers to the consciousness aroused with respect to the treatment to be met out to customer as well as the need for sound improvement on their liquidity position and capital base. However, the new service products are directly aimed at mobilizing deposit and revenue generated through fee based transactions which are mostly directed to corporate customers. And with the target of providing a corporate finance services to corporate body with capital project through their corporate finance unit with the aim of generation more profit or income.

1.2   STATEMENT OF THE PROBLEM  

In the statement of this research work, corporate finance takes on various investment services to institutional and private investors such that these adequate services does not reduce some abnormality that may hinder the much needed profit in their operation which can be deduced from the understand:

i.   That bank ensures the adequate collections of collateral before loan are given out.

ii. That bank does not operate within the aggregate limit in their finance services in order to facilitate the achievement of government social economic programme and profitability.

iii. And that bank does not ensure correction measure or action to be taken if the borrower does not repay in accordance with the agreement as arranged.

1.3   OBJECTIVE OF THE STUDY

The examination of corporate finance service on Universal banking in Nigeria is pertinent at this time of little or no bank failure couple with government concern for stable and self reliance economy through high sustainable productive capacity, since such service provides companies with the necessary finance is for dynamic base to meet future challenges. However, the aim of the study is to identify the corporate finance services offered by Nigeria Universal Banks as compared with banks in developed economy.

1.4    STATEMENT OF RESEARCH HYPOTHESIS

According to Kertiger, F. H Dictionary “An hypothesis is a guessed statement of a relationship between two or more variables. The above definition serves as a guide for the research test for hypothesis

Hi: That corporate finance management reduces the level of fraudulent practice in bank and boost profitability.

Ho: That corporate finance management does not reduce the level of fraudulent practices in banks and hinders their level of profitability.

Hi: There is significant correlation between the corporate finance services in reducing the level of fraudulent act and profit generation.

Ho: There is no significant correlation between the corporate finance services in reducing the level of fraudulent act and profit generation restriction.

1.5   JUSTIFICATION OF THE STUDY

The research work is conducted mainly on corporate finance service as it relates to institutional leaders and its impact on banks profitability with little emphasis on universal banking. And to be a guide for academic excellent and to companies who are unaware of such service facilities in banks.

1.6  SCOPE OF THE STUDY

The project covered corporate finance services in universal bank but limited to those in existence presently at First Bank of Nigeria Plc.  

1.7  LIMITATION OF THE STUDY 

The study like many other studies has a share of limitation as in every human undertaken there are always constraints in achieving the set down goals in which this project is not left out. Some of these constraints include the following: -  

a. Time Factor: - It would be generally agreed upon that carrying out research work involves a lot of time, which is not on one’s side. The available time to carry out this project is very short.    

b. The problems of data collection and its accuracy: - It is well known fact that bank staffs are always busy during and after business hour with customers and balancing of each day account. So as a result of this questionnaire set out were not returned on time even many questions were not answer or retuned. The reason behind this might be due to the amount of secrecy as professional ethic of the job.

c. The problems of finance to augement the effectiveness of the project.

d. Also, the book that were available in the school library here are outdated, beside these is the lack of power supply (electricity) in the school environment for more research online.

1.8  DEFINITION OF TERMS

Corporate Finance: - This is concerned with making the provision and the use of a firm’s finance which involves the allocation of scarce capital resources among competition opportunities

Corporate Finance Services: - This is the services rendered to companies or business organization by provision them with fund to run smoothly the business usually from a bank.

Profitability: - This is the ability of the corporate finance operator to earn profit or gain to the extent that the principal sum, interest and desire profit of an advance made is repaid.

Bank: - This is an institution or financial intermediaries that offer various financial services to both individual and corporate customers

GET THE COMPLETE PROJECT

Not What You Are Looking For?



For QUICK Help Call Us Now!

+234 813 2926 373

+234 701 5050 881


Here's what our amazing customers are saying

Emmanuel Essential
Kogi state University
I actually took the risk,you know first time stuff But i was suprised i received as requested. I love you guys 🌟 🌟 🌟 🌟
Very Good
Azeez Abiodun
Moshood Abiola polytechnic
I actually googled and saw about iproject master, copied the number and contacted them through WhatsApp to ask for the availability of the material and to my luck they have it. So there was a delay with the project due to the covid19 pandemic. I was really scared before making the payment cause I’ve been scammed twice, they attended so well to me and that made me trust the process and made the payment and provided them with proof, I got my material in less than 10minutes
Very Good
Gbadamosi Solomon Oluwabunmi
Lasu
Swift delivery within 9 minutes of payment. Thank you project master
Excellent
JONNAH EHIS
Ajayi Crowther University, Oyo
I was scared at first when I saw your website but I decided to risk my last 3k and surprisingly I got my complete project in my email box instantly. This is so nice!!!
Excellent
MATTHEW NGBEDE
Ahmadu Bello University
I wish I knew you guys when I wrote my first degree project, it took so much time and effort then. Now, with just a click of a button, I got my complete project in less than 15 minutes. You guys are too amazing!
Excellent
Temitayo Ayodele
Obafemi Awolowo University
My friend told me about iprojectmaster website, I doubted her until I saw her download her full project instantly, I tried mine too and got it instantly, right now, am telling everyone in my school about iprojectmaster.com, no one has to suffer any more writing their project. Thank you for making life easy for me and my fellow students... Keep up the good work
Very Good
Stancy M
Abia State University, Uturu
I did not see my project topic on your website so I decided to call your customer care number, the attention I got was epic! I got help from the beginning to the end of my project in just 3 days, they even taught me how to defend my project and I got a 'B' at the end. Thank you so much iprojectmaster, infact, I owe my graduating well today to you guys...
Excellent
Ibrahim Muhammad Muhammad
Usmanu danfodiyo university, sokoto
It's a site that give researcher student's to gain access work,easier,affordable and understandable. I appreciate the iproject master teams for making my project work fast and available .I will surely,recommend this site to my friends.thanks a lot..!
Excellent
Dau Mohammed Kabiru
Kaduna State College of Education Gidan Waya
This is my first time..Your service is superb. But because I was pressed for time, I became jittery when I did not receive feedbackd. I will do more business with you and I will recommend you to my friends. Thank you.
Very Good
Joseph M. Yohanna
Thanks a lot, am really grateful and will surely tell my friends about your website.
Excellent

HOW TO GET YOUR COMPLETE PROJECT INSTANTLY

  • Select 3 Project Topics of your choice from your Department.
  • Submit the 3 topics to your Supervisor for Approval.
  • Call Our Instant Help Desk on 0813-292-6373 and Get Your Complete Project Material Instantly.
  • All project materials on this website are well researched by professionals with high level of professionalism.

FREQUENTLY ASKED QUESTIONS

How do i choose a Project Topic?

Look for your department and select any topic of your choice

I have a fresh topic that is not on your website. How do I go about it?

How fast can i get a complete project from your website?

Within 15 minutes if the exact project topic is on our website

Is it a complete research project or just materials?

It is a Complete Research Project i.e Chapters 1-5, Abstract, Table of Contents, Full References, Questionnaires / Secondary Data

One of your topics suites my project, but the case study is different. What do i do?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

How do i get my complete project?

Your Complete Project Material will be sent to your Email Address in Ms Word document format

Can I get my Complete Project through WhatsApp?

Yes! We can send your Complete Research Project to your WhatsApp Number

What if my Project Supervisor made some changes to a topic i picked from your website?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

Do you assist students with Assignment and Project Proposal?

Yes! Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

What if i do not have any project topic idea at all?

Smiles! We've Got You Covered. Chat with us on WhatsApp Now to Get Instant Help: (+234) 813-292-6373

How can i trust this site?

We are well aware of fraudulent activities that have been happening on the internet. It is regrettable, but hopefully declining. However, we wish to reinstate to our esteemed clients that we are genuine and duly registered with the Corporate Affairs Commission as "PRIMEDGE TECHNOLOGY". This site runs on Secure Sockets Layer (SSL), therefore all transactions on this site are HIGHLY secure and safe!