Select Currency
Translate this page


Format: MS WORD  |  Chapter: 1-5  |  Pages: 78  |  845 Users found this project useful  |  Price NGN3,000





In Nigeria, commercial and merchant banking date back to 1894 when the Bank of British West Africa (BBWA) was established and 1960 when Philip Hill (Nigeria) limited and Nigeria acceptances limited were set up.  Since thus, the general profile of the Nigeria banking industry has transformed in various dimensions, and particularly, the growth in terms of number has been quite phenomenal.  Thus, the number of  commercial and merchant banks in the country comes to 120 (with 2076 branches) as at the end of December, 1994 according to reports released by the central Bank of Nigeria.  This was unexpected because various policies put in place so as to achieve a realistic exchange rate for naira disrupted price levels.  Another reason for the increase in number of banks is the widening of the sphere which banks could operate.  The general deregulation permits banks to do lot more business and particularly the distribution between merchant and commercial banking. Therefore, the upsurge in number of bank itself is a positive development because more people are now aware of banking services than before .  but the rapid expansion that has been envisaged above in the number of banks and their branches would no doubt require greater bank manpower throughout the system.  Bank management quite unlike the management of other business, is a specialized profession because its stock in trade (i.e. money) s so easy to defalcate.  Therefore, it calls for people of extremely high caliber and good training.  It is therefore, against this background that he researcher wishes to x-ray the manpower implications of this spiral growth of banks in Nigeria with a view to identify the problems and offer solutions.



There is little doubt that he growth expansion and changing of commercial and merchant banking activities in Nigeria within the past decade has been a reflection of development within the economy itself.  Yet a careful study of this distressful conclusion is needed.  Bank frauds have taken new dimensions with bank operators being at the root of it all. Also the bank’s Chief executives have become reckness in spending to rent for themselves building of official accommodation, acquire fleets of expensive cars and employ a routine of domestic servants or staffs.  Their salaries and fringe benefits cannot, obviously, be supported by the present level of the national economy.  It therefore, appears that the manpower resource base available to the banking industry has not been developed at a sufficient rate to math the growth of the industry.  The management environment of many banks particularly among the newly established ones is often characterized by the existence of under exposed key management personnel drafted into service from some other institutions.  The depreciation of managerial quality has led to weak internal control, contravention of statutory regulations, bank portfolio problem, unethical credit policies and other unacceptable practices.  These therefore underline the need for an investigative study.



A research into the spiral growth of banks in Nigeria manpower problems and solutions especially as it relates to commercial and merchant banks is a worthwhile venture.

The purpose of this study is to actually highlight the spiral growth of banks in Nigeria manpower problems and solutions.  In view of the above, the research objectives are summarized below.

1. To find out the institutional arrangements available to the sector for the development of the industry manpower.

2. To ascertain whether the manpower resource base that are available to the banking industry has been developed in a sufficient rate to match the growth of the industry.

3. To identify the problems encountered by banks as a result of the inadequate manpower, and 

4. To proffer solutions on how to match the manpower resource base of banks with the growth of the industry.



For the purpose of this study the following hypothesis are to be tested.

a. The institutional arrangements the banking industry utilize in the development of manpower resource base for the industry

b. The manpower available to the banking industry are adequate to match the growth of the industry

c. The extent to which the institutional training programmers contributed to the insufficiency of manpower in the banking industry

d. The insufficiency of manpower resulted in producing of trained bank staffs and shooting of high compensation levels.



The benefits to be derived from this study cannot be overemphasized.  The research is aimed at offering an insight into the spiral growth of banks in Nigeria to identify the manpower problems and thereby proffering solutions for improvement.  It will reveal whether the manpower resource base available to banks has been developed at a sufficient rate to match the growth of the industry.  Such result can be used by both the government and the banking industry in evolving on efficient and effective manpower planning strategies. This research would also be a source of information for investors in the banking industry, educationist, readers of this study and staff of bank.



This research is concerned with spiral growth of commercial and merchant banks in Nigeria manpower problems and solutions.  It excludes the central Bank of Nigeria and development banks as well  as other financial institutions.  It is also limited to the personnel managers of commercial and merchant banks.  In carrying out this study, the researcher faced some constraints as they affect the scope of the study among how which include non-availability of adequate information on the topic as per the area of this research.  Financial constraint was also another limiting factor which made it impossible for researcher not to visit some of the head quarters and branches of commercial and merchant bank due to where they are situated.  However, despite all these constraints and limitation the researcher was able to scale through these hurdles and completed the work on scheduled.


Not What You Are Looking For?

For Quick Help Chat with Us Now!

+234 813 292 6373

+233 541 351 187

Here's what our amazing customers are saying

Emmanuel Essential
Kogi state University
I actually took the risk,you know first time stuff But i was suprised i received as requested. I love you guys 🌟 🌟 🌟 🌟
Very Good
Azeez Abiodun
Moshood Abiola polytechnic
I actually googled and saw about iproject master, copied the number and contacted them through WhatsApp to ask for the availability of the material and to my luck they have it. So there was a delay with the project due to the covid19 pandemic. I was really scared before making the payment cause I’ve been scammed twice, they attended so well to me and that made me trust the process and made the payment and provided them with proof, I got my material in less than 10minutes
Very Good
Gbadamosi Solomon Oluwabunmi
Swift delivery within 9 minutes of payment. Thank you project master
Ajayi Crowther University, Oyo
I was scared at first when I saw your website but I decided to risk my last 3k and surprisingly I got my complete project in my email box instantly. This is so nice!!!
Ahmadu Bello University
I wish I knew you guys when I wrote my first degree project, it took so much time and effort then. Now, with just a click of a button, I got my complete project in less than 15 minutes. You guys are too amazing!
Temitayo Ayodele
Obafemi Awolowo University
My friend told me about iprojectmaster website, I doubted her until I saw her download her full project instantly, I tried mine too and got it instantly, right now, am telling everyone in my school about, no one has to suffer any more writing their project. Thank you for making life easy for me and my fellow students... Keep up the good work
Very Good
Stancy M
Abia State University, Uturu
I did not see my project topic on your website so I decided to call your customer care number, the attention I got was epic! I got help from the beginning to the end of my project in just 3 days, they even taught me how to defend my project and I got a 'B' at the end. Thank you so much iprojectmaster, infact, I owe my graduating well today to you guys...
Ibrahim Muhammad Muhammad
Usmanu danfodiyo university, sokoto
It's a site that give researcher student's to gain access work,easier,affordable and understandable. I appreciate the iproject master teams for making my project work fast and available .I will surely,recommend this site to my friends.thanks a lot..!
Dau Mohammed Kabiru
Kaduna State College of Education Gidan Waya
This is my first time..Your service is superb. But because I was pressed for time, I became jittery when I did not receive feedbackd. I will do more business with you and I will recommend you to my friends. Thank you.
Very Good
Joseph M. Yohanna
Thanks a lot, am really grateful and will surely tell my friends about your website.


  • Select 3 Project Topics of your choice from your Department.
  • Submit the 3 topics to your Supervisor for Approval.
  • Call Our Instant Help Desk on 0813-292-6373 and Get Your Complete Project Material Instantly.
  • All project materials on this website are well researched by professionals with high level of professionalism.


How do i choose a Project Topic?

Look for your department and select any topic of your choice

I have a fresh topic that is not on your website. How do I go about it?

How fast can i get a complete project from your website?

Within 15 minutes if the exact project topic is on our website

Is it a complete research project or just materials?

It is a Complete Research Project i.e Chapters 1-5, Abstract, Table of Contents, Full References, Questionnaires / Secondary Data

One of your topics suites my project, but the case study is different. What do i do?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

How do i get my complete project?

Your Complete Project Material will be sent to your Email Address in Ms Word document format

Can I get my Complete Project through WhatsApp?

Yes! We can send your Complete Research Project to your WhatsApp Number

What if my Project Supervisor made some changes to a topic i picked from your website?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

Do you assist students with Assignment and Project Proposal?

Yes! Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

What if i do not have any project topic idea at all?

Smiles! We've Got You Covered. Chat with us on WhatsApp Now to Get Instant Help: (+234) 813-292-6373

How can i trust this site?

We are well aware of fraudulent activities that have been happening on the internet. It is regrettable, but hopefully declining. However, we wish to reinstate to our esteemed clients that we are genuine and duly registered with the Corporate Affairs Commission as "PRIMEDGE TECHNOLOGY". This site runs on Secure Sockets Layer (SSL), therefore all transactions on this site are HIGHLY secure and safe!