Select Currency
Translate this page


Format: MS WORD  |  Chapter: 1-5  |  Pages: 75  |  621 Users found this project useful  |  Price NGN3,000





Loan syndication is an inter-bank relationship and facilities in carrying on a common interest in financing a project. Where client borrowing requirement are extremely large and the risk also very light that it exceed the capacity of one banks, as it is often the case with major industrial, commercial, or agricultural undertakings. One bank arranges in close association with the customer syndicate facilities by grouping a consortium of banks to meet such financing request. The organizing bank is called the lead or managing bank, the loan is called consortium loan while the participating banks are referred to as loan syndication and the process of providing the loan is known as loan syndication. Corporate loan syndication group (CLSG) purchases and sells interest in loan, in the corporate and commercial real estate sector corporate sector loan syndication includes; 

- Leverage financing 

- Middle market manufacturing 

- Commercial financing companied 

- Cable and communication companies.  Syndication in the real estate sector includes; 

- Pooled property funds 

- Construction and development 

A common feature of the International Merchant Bank management of loan syndication is a classical management of its asset. Loan syndication management is the act of handling a pool of inter bank relationship and their fund so that if not only preserved its original worth but also over time appreciate in value and yields and adequate return, consistent with the level of risk involved. It is therefore our aim in this researcher to investigate syndication management strategy in international merchant bank and to see whether it is any way influenced by the nature of loans and advances of the bank whether its influenced of a positive or negative nature. According to Ansoff (1965). Traditionally, the measure of success in a business firm has been profit, it is this measure that distinguished a business organization or from all other forms of social organization. 


The factors that are likely to influence a bank’s desire to invest in a particular investment outlet include the nature of the project, the profitability, the cash flow situation and the maturity pattern of the banks. The importance of these various factors in the determination syndication varies from one bank to the other depending on the nature of the management and the overall business environment. International merchant bank operates in the setting described with the cope of the direction of the bank Act. In this Act, banking business is defined as: the business of receiving money from outsider as deposit, irrespective of the payment of interest and the granting of loans. Advances and acceptances of credit or purchase and sale of securities and in incurring of obligation to acquire claims in respect of loans prior to their maturity or assumption of guarantee and other warrantees for others or the effecting transfers and clearing such other transaction as the minister may, on the recommendation of the central bank order published in the federal government gazette designated as banking business. It is easily seen that loan syndication management appropriately falls within the area of banking business as defined.  The function, objective, operation and setting of the merchant banks differs from those of commercial banks. In this Act of 1968, it is provided that merchant banks could engage in all forms of banking activities those undertaken by commercial bank except the operation of current account for small saves.


The merchant banks are licensed to assist in the channeling of liquidity into the economy through granting of medium and long term investment, and also to perform specialized services in the area of equipment leasing, corporate financing project preparation debt factoring and rendering of advisory services among others. The provision on universal banking. For international merchant bank, it was considered that since they normally deal with large customers, which operate expectedly higher level of efficiency. They also need to mange their syndication more professionally to maximize the returns.



Contributing to the literature on the problem of loan syndication management, the study was designed to analyze how international merchant bank select securities in its loan syndication and how these loan are managed until their various dates of maturity. The question the researcher is seeking answers are 

a. What are the objectives of loan syndication?

b. What are the problems encountered in the efficient management of loan syndication? 

c. What is the effect of loan syndication management on the operation of international merchant bank? 

d. How can loan managers select an efficient syndicate? 

e. Assessment of the overall performance of the loan syndication department in the bank

f. What is the role of government directives in bank syndication? 


Considering the paramount need for an efficient task of loan syndication management, this research is to examine the management of loan syndication in international merchant bank. This study is being undertaken to achieve the following; 

a. To examine the pattern and lending practice of international merchant bank, and attempt to suggest measures to alleviate problems that will be identified.

b. To find out how central bank’s guidelines affects loan syndication management in international merchant bank. 

c. To find out the efficiency of loan syndication management in international merchant. 


For the research to effectively attain the purpose of this research work, the following question helped the purposed 

a. What are the lending practices of international merchant bank? 

b. What are the credit guidelines of loan syndication management in international merchant bank? 

c. Is there efficiency in there loan syndication management in international merchant bank?


The findings of the study will highlight the importance of loan syndication management to syndication managers. It will provide information to all merchant banks and other companies that deal with lending practices. Besides, this study will render a great deal of help to institution of higher learning and those who intend to undertake further research in this area. Finally, the study will add to the steadily growing volume of life rafure in the area. I also attempted to give an insight into the problems which international merchant encounter in the execution of their lending practices and examines the extent to which they are coping with their syndication management practices.


The scope of the research is limited to international merchant bank (IMB) in Port Harcourt and was aimed at carrying out analysis of loan syndication practices of the bank.


Not What You Are Looking For?

For Quick Help Chat with Us Now!

+234 813 292 6373

+233 541 351 187

Here's what our amazing customers are saying

Emmanuel Essential
Kogi state University
I actually took the risk,you know first time stuff But i was suprised i received as requested. I love you guys 🌟 🌟 🌟 🌟
Very Good
Azeez Abiodun
Moshood Abiola polytechnic
I actually googled and saw about iproject master, copied the number and contacted them through WhatsApp to ask for the availability of the material and to my luck they have it. So there was a delay with the project due to the covid19 pandemic. I was really scared before making the payment cause I’ve been scammed twice, they attended so well to me and that made me trust the process and made the payment and provided them with proof, I got my material in less than 10minutes
Very Good
Gbadamosi Solomon Oluwabunmi
Swift delivery within 9 minutes of payment. Thank you project master
Ajayi Crowther University, Oyo
I was scared at first when I saw your website but I decided to risk my last 3k and surprisingly I got my complete project in my email box instantly. This is so nice!!!
Ahmadu Bello University
I wish I knew you guys when I wrote my first degree project, it took so much time and effort then. Now, with just a click of a button, I got my complete project in less than 15 minutes. You guys are too amazing!
Temitayo Ayodele
Obafemi Awolowo University
My friend told me about iprojectmaster website, I doubted her until I saw her download her full project instantly, I tried mine too and got it instantly, right now, am telling everyone in my school about, no one has to suffer any more writing their project. Thank you for making life easy for me and my fellow students... Keep up the good work
Very Good
Stancy M
Abia State University, Uturu
I did not see my project topic on your website so I decided to call your customer care number, the attention I got was epic! I got help from the beginning to the end of my project in just 3 days, they even taught me how to defend my project and I got a 'B' at the end. Thank you so much iprojectmaster, infact, I owe my graduating well today to you guys...
Ibrahim Muhammad Muhammad
Usmanu danfodiyo university, sokoto
It's a site that give researcher student's to gain access work,easier,affordable and understandable. I appreciate the iproject master teams for making my project work fast and available .I will surely,recommend this site to my friends.thanks a lot..!
Dau Mohammed Kabiru
Kaduna State College of Education Gidan Waya
This is my first time..Your service is superb. But because I was pressed for time, I became jittery when I did not receive feedbackd. I will do more business with you and I will recommend you to my friends. Thank you.
Very Good
Joseph M. Yohanna
Thanks a lot, am really grateful and will surely tell my friends about your website.


  • Select 3 Project Topics of your choice from your Department.
  • Submit the 3 topics to your Supervisor for Approval.
  • Call Our Instant Help Desk on 0813-292-6373 and Get Your Complete Project Material Instantly.
  • All project materials on this website are well researched by professionals with high level of professionalism.


How do i choose a Project Topic?

Look for your department and select any topic of your choice

I have a fresh topic that is not on your website. How do I go about it?

How fast can i get a complete project from your website?

Within 15 minutes if the exact project topic is on our website

Is it a complete research project or just materials?

It is a Complete Research Project i.e Chapters 1-5, Abstract, Table of Contents, Full References, Questionnaires / Secondary Data

One of your topics suites my project, but the case study is different. What do i do?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

How do i get my complete project?

Your Complete Project Material will be sent to your Email Address in Ms Word document format

Can I get my Complete Project through WhatsApp?

Yes! We can send your Complete Research Project to your WhatsApp Number

What if my Project Supervisor made some changes to a topic i picked from your website?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

Do you assist students with Assignment and Project Proposal?

Yes! Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

What if i do not have any project topic idea at all?

Smiles! We've Got You Covered. Chat with us on WhatsApp Now to Get Instant Help: (+234) 813-292-6373

How can i trust this site?

We are well aware of fraudulent activities that have been happening on the internet. It is regrettable, but hopefully declining. However, we wish to reinstate to our esteemed clients that we are genuine and duly registered with the Corporate Affairs Commission as "PRIMEDGE TECHNOLOGY". This site runs on Secure Sockets Layer (SSL), therefore all transactions on this site are HIGHLY secure and safe!