Select Currency
Translate this page


Format: MS WORD  |  Chapter: 1-5  |  Pages: 30  |  672 Users found this project useful  |  Price NGN3,000



This work aims at satisfy those who have interest in banks participation in the industrial development of Nigeria, especially the bankers throughout the world who are involved in financing industrialization process.For the purpose of the study, the researcher used the following methods in collecting data to enable her carryout an effective study. Related literature were received, Primary and Secondary data such as oral interviews, news, newspapers, Journals, CBN Bullion were used.These were not enough to supply the information needed and to that effect, the researcher made use of questionnaires, which she designed and distributed to the staff of banks that are currently participating in the industrial development of Nigeria and the general public to test hypothesis, using Chi-Square as a test techniques.From the questionnaire collected the researcher made these major findings:- That banks can participate extensively in financing of industrial development in Nigeria.   -   That banks participation does not have any significant impact in industrial development in Nigeria.  -   That the rapid growing of banks has in some ways contributed to the industrialization process of the country.




For any country to attain any degree of industrialization, it must have to over-come some series of obstacles and difficulties and it has to depend some how on some financial institutions to facilitate the industrialization.This research work is then designed to investigate the banks participation in the industrial development.  A country becomes famous among other countries of the world when it has been able to attain a remarkable degree of industrialization.

The aim of this study is to investigate how and the level of participation of the banks to the industrial development of Nigeria, hence to determine the impact of financial institutions on the industrial growth in the country.
This study will also investigate on the gains and losses of this banks that participate in one ways or the other to industrial growth. And why some financial institution developed cold feet in participating in industrial development.This, this is an attempt to draw the mind of every Nigeria to this question below.- How far has our country advanced in industrial development through the assistance of bank?


Industrialization means the development of country through industries; A developing country like Nigeria is characterized by a high degree of subsistence production. Whether a country developed or not depends on the existing level of wealth and material welfare. The measure of development of any country is based on its per capital income i.e dividing net national income by the total population to get per capital income. The banks has a major role to play the development of any industry and the nation at large. This impact of banks to the industrial development ranges from loan assistance, financial advises and other areas which the bank may assist. That is why it is pertinent to research into industries to know how far they have gone in the development of Enugu State, and suggest more possible ways the bank could help more to our nation

1.3  SIGNIFICANCE OF THE STUDY                       

This study is very important to the industrial development of this country through Bank Participation, since the study focused on its activities. It will help the Management to know the problems faced by industrialists in Nigeria in obtaining funds and see how best to assist in the circumstances like this.  The industrialists will equally gain from the study to express their own views on how they see the role played by banks to their development in Nigeria. Finally, academicians will also gain from the study, it will serve as reference material to them and will enhances their views on industrial growth in Nigeria.


There are types and classes of banks established to developed respective sectors in the economy and they are developments banks, Commercial banks for Commerce and industries,  Merchant banks, Agricultural development banks and other. Nigeria’s engagement in economic activities is on a subsistence basis e.g Agriculture, Poultry, Fishing, Weaving and Mining etc. These are small and medium Scale industries.The above mentioned banks are given credit guideline by the Central bank of Nigeria (CBN) on how to lend to the industries and these guidelines are not normally adhered to by these banks with reasons.  The 1972 indigenization decree was necessary so as to direct financial institutions through Central Bank of Nigeria (CBN)’s credit guideline to extend certain percentages of their total loans and advances to indigenous borrowers to promote industrialization.

Banks have their reasons for inadequate credit to small scale and medium size enterprises like;

(i) Their attitude towards risk makes them restrictive in their lending policy.

(ii)  Many Small Scale enterprises have all conceived projects in which they have estimate which is often ridiculously valued.

Also problem may arise when there are stipulations for small Scale industrialists to meet certain requirements before they are granted loan.
One of the identified problems with credit facilities more especially the ones obtained from commercial banks to the individualists, it’s short-term nature and high interest rate, which will not enable the individual have enough time to recoup the funds invested e.g investment on farm implements lime tractors and harvesters e.t.c. To recoup the money invested on these implements will take some time because they are capital investment and need a long tenure of repayment.


1. Development Banks:- Refers to institutions established to encourage the economic growth of a nation.  The banks are seen as a vehicle for mobilization of channeling medium and long term Capital with the production sector of entrepreneurship and technical assistance.

2. Industrialization: Is the process of developing the capacity of a country to master and locate within its borders the whole industrial production process of intermediate products for other industries, fabrication of the machines and tools required for the manufacture of the desired product and of other machines, skills to operate.

3. Bank: A bank can be defined as an institution or establishment for safe keeping lending and exchange of money.

4. Credit Facilities: This refers to those facilities which the bank grants to their customer. This include loans and advances as well as overdraft.

5. Loan: This refers to a facility which a bank grant to its customers of which the customer is expected to repay the amount at a due date. Interest is paid at the end of each mouth.

6. Overdraft: Is a situation whereby a customer is a allowed to overdraw his account subject to a maximum limit during a given period of time, usually a year. This is short-term financing.


Not What You Are Looking For?

For Quick Help Chat with Us Now!

+234 813 292 6373

+233 541 351 187

Here's what our amazing customers are saying

Emmanuel Essential
Kogi state University
I actually took the risk,you know first time stuff But i was suprised i received as requested. I love you guys 🌟 🌟 🌟 🌟
Very Good
Azeez Abiodun
Moshood Abiola polytechnic
I actually googled and saw about iproject master, copied the number and contacted them through WhatsApp to ask for the availability of the material and to my luck they have it. So there was a delay with the project due to the covid19 pandemic. I was really scared before making the payment cause I’ve been scammed twice, they attended so well to me and that made me trust the process and made the payment and provided them with proof, I got my material in less than 10minutes
Very Good
Gbadamosi Solomon Oluwabunmi
Swift delivery within 9 minutes of payment. Thank you project master
Ajayi Crowther University, Oyo
I was scared at first when I saw your website but I decided to risk my last 3k and surprisingly I got my complete project in my email box instantly. This is so nice!!!
Ahmadu Bello University
I wish I knew you guys when I wrote my first degree project, it took so much time and effort then. Now, with just a click of a button, I got my complete project in less than 15 minutes. You guys are too amazing!
Temitayo Ayodele
Obafemi Awolowo University
My friend told me about iprojectmaster website, I doubted her until I saw her download her full project instantly, I tried mine too and got it instantly, right now, am telling everyone in my school about, no one has to suffer any more writing their project. Thank you for making life easy for me and my fellow students... Keep up the good work
Very Good
Stancy M
Abia State University, Uturu
I did not see my project topic on your website so I decided to call your customer care number, the attention I got was epic! I got help from the beginning to the end of my project in just 3 days, they even taught me how to defend my project and I got a 'B' at the end. Thank you so much iprojectmaster, infact, I owe my graduating well today to you guys...
Ibrahim Muhammad Muhammad
Usmanu danfodiyo university, sokoto
It's a site that give researcher student's to gain access work,easier,affordable and understandable. I appreciate the iproject master teams for making my project work fast and available .I will surely,recommend this site to my friends.thanks a lot..!
Dau Mohammed Kabiru
Kaduna State College of Education Gidan Waya
This is my first time..Your service is superb. But because I was pressed for time, I became jittery when I did not receive feedbackd. I will do more business with you and I will recommend you to my friends. Thank you.
Very Good
Joseph M. Yohanna
Thanks a lot, am really grateful and will surely tell my friends about your website.


  • Select 3 Project Topics of your choice from your Department.
  • Submit the 3 topics to your Supervisor for Approval.
  • Call Our Instant Help Desk on 0813-292-6373 and Get Your Complete Project Material Instantly.
  • All project materials on this website are well researched by professionals with high level of professionalism.


How do i choose a Project Topic?

Look for your department and select any topic of your choice

I have a fresh topic that is not on your website. How do I go about it?

How fast can i get a complete project from your website?

Within 15 minutes if the exact project topic is on our website

Is it a complete research project or just materials?

It is a Complete Research Project i.e Chapters 1-5, Abstract, Table of Contents, Full References, Questionnaires / Secondary Data

One of your topics suites my project, but the case study is different. What do i do?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

How do i get my complete project?

Your Complete Project Material will be sent to your Email Address in Ms Word document format

Can I get my Complete Project through WhatsApp?

Yes! We can send your Complete Research Project to your WhatsApp Number

What if my Project Supervisor made some changes to a topic i picked from your website?

Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

Do you assist students with Assignment and Project Proposal?

Yes! Call Our Instant Help Desk Now: (+234) 813-292-6373 and you will be responded to immediately

What if i do not have any project topic idea at all?

Smiles! We've Got You Covered. Chat with us on WhatsApp Now to Get Instant Help: (+234) 813-292-6373

How can i trust this site?

We are well aware of fraudulent activities that have been happening on the internet. It is regrettable, but hopefully declining. However, we wish to reinstate to our esteemed clients that we are genuine and duly registered with the Corporate Affairs Commission as "PRIMEDGE TECHNOLOGY". This site runs on Secure Sockets Layer (SSL), therefore all transactions on this site are HIGHLY secure and safe!